Get Pre-approved for auto financing at Gravity Autos
Traditionally purchasing a vehicle has been filled with uncertainty! However, Gravity Auto Group offers fast auto loan pre-approval, so you can spend more time knowing and finding the vehicle of your dreams. In as little as a few minutes, you can quickly apply for credit on a used or luxury pre-owned vehicle - whenever and wherever you decide.
Our fast pre-approval application is the perfect solution for those in Marietta, Roswell, Alpharetta, Sandy Springs Duluth, Atlanta GA, Jacksonville FL, and Chicago, IL who are looking to save time. Ready to get started? Complete the following application for fast pre-approval.
Learn More About Our Finance Center
Our dealership offers a huge selection of new, used and certified pre-owned vehicles. There is a vehicle to suit every purpose, so you can be sure to find a suitable car, truck or SUV to fit your lifestyle. Customers looking for a commuter car might start by browsing our sedans, or you might need a work truck instead. Our inventory is constantly turning over, and there are new models coming into our showroom all the time. Stop by to view the latest offerings, and take your favorite picks out for a test drive.
Financing Your Selection
Once you find your perfect vehicle, you will need to obtain financing. This is where our experts at the Finance Center can help. We are experienced at dealing with lending institutions like banks, credit unions and even third-party lenders. Our staff has many years of experience in this industry, so we can help you to get the loan terms that enable you to drive away in the make and model of your choice.
Understanding your financing options is critical to making an informed decision. Our team encourages you to ask questions if there are terms or phrases that you don't understand. The loan and lease options can enable you to drive home in your favorite vehicle, but these two terms are very different. We can offer additional assistance in person when you visit our dealership.
Here is a summary of the difference between the loan and the lease:
- The traditional loan: A loan from a traditional lender means that the lending institution owns the vehicle until you pay it off. The loan period is defined by the lender, and the same is true for the down payment, interest rate and monthly payment. Your credit score determines the amount of each, and a good score can lower the costs of financing the vehicle considerably. At the end of the loan period, you own the vehicle. There are no limits to how many miles you can drive each month until this happens.
- Lease agreement: The lease agreement is very different than the traditional auto loan. The lease means that you will not own the vehicle at the end of the term; however, your monthly payments are considerably lower. This means that you might be able to afford a higher trim level than you could get with a traditional auto loan. However, this benefit comes with a trade-off; your number of miles per month is restricted. At the end of the lease term, you can extend the lease or upgrade to a different vehicle.
Contact Our Dealership
Our friendly staff is ready to assist you whenever you're ready to take the next step. However, we encourage you to take enough time selecting the right vehicle. This is a major financial commitment, and we want you to be happy with your choice. The expert team at our dealership is always ready to help you navigate the financing paperwork. We work hard to process your loan or lease application quickly and get you the best possible terms.
Speak with the service professionals at our Finance Center if you have any questions about the terms of your loan or lease agreement. Our team is patient and supportive during this process because we know that some of these terms might be confusing at first. We are here to help our customers get access to the most affordable deals on their loan or lease. You can also value your trade-in vehicle, and apply for financing at the same time. Contact us today to get the process started, and drive home in your dream vehicle.